Bajikar Privacy Policy — How Safe Is Your Data With Us

Bajikar (bajikar.click) places the highest importance on the privacy of its members. When you open an account or use the platform, certain information naturally comes to us. This privacy policy explains in detail how that information is used, where it is stored, and what rights you have.

Continuing to access or use Bajikar means you accept this policy. If you have any questions, please contact us directly.

Bajikar only collects information that is strictly necessary to provide our services. Details are outlined below:

Bajikar uses your information only for the purposes listed below — it is never used for anything beyond that:

• To create and manage your account and verify your identity.
• To process deposits, withdrawals, and other financial transactions.
• To provide customer support and assist with resolving issues.
• To prevent fraud and money laundering.
• To inform you about promotional offers and bonuses, with your permission.
• To improve platform security and performance.
• To comply with legal obligations.

Bajikar does not generally share your information with third parties. However, limited sharing may occur in the following specific circumstances:

• Payment Providers: Only the minimum necessary information is shared with bKash, Nagad, or your bank to complete a transaction.
• Legal Obligation: Information will be disclosed when required by a valid order from a court or government authority.
• Security Partners: Fraud detection services — only the minimum necessary data is shared.
• With your consent: Certain information may be shared only with your explicit consent.

Bajikar uses cookies and similar technologies to improve platform performance and personalize your experience.

• Essential Cookies: To maintain login sessions and ensure security. The site cannot function without these.
• Performance Cookies: To understand which pages are used most — data is aggregated and statistical, not personally identifiable.
• Preference Cookies: To remember your language preferences and settings.

Cookies can be managed through your browser settings, but disabling essential cookies may cause some features to stop working.

How long Bajikar retains your data depends on the type of information and applicable legal requirements:

• Account information is retained for the entire duration your account remains active.
• Even after account closure, transaction records must be retained for a set period to meet legal obligations.
• KYC documents are generally retained for up to 5 years after account closure.
• Security logs are retained for a maximum of 1 year.

As a Bajikar member, you have the following rights regarding your own data:

Bajikar protects your data through multiple layers of security:

• All communications are encrypted with SSL/TLS — no one can read your data in transit.
• Passwords are stored using bcrypt hashing — no Bajikar employee can ever see your password.
• Servers undergo regular security audits.
• If a suspicious login is detected, the account is automatically locked and the member is notified.
• Data backups are taken regularly and are also encrypted.

Bajikar may update this Privacy Policy from time to time. When significant changes are made:

• The "Last Updated" date at the top of the page will reflect any changes.
• For significant changes, you will be notified via your registered email or SMS.
• Continued use of the platform after any changes constitutes acceptance of the updated policy.

For any privacy-related questions, requests, or complaints, please get in touch with us:

• Email: support@bajikar.click
• Live Chat: Active 24/7 (accessible from any page on the website)
• Help Center: /help-center

We aim to respond to data deletion or correction requests within 7 business days.